Thursday, December 10, 2009

It's beginning to look a lot like Christmas!

Right now my brave hubby is out on the roof in the cold putting Christmas lights on the house. Poor guy...he spends every morning taking care of me and the kids, so even on his days off he can't get much done around the house. So inevitably he ends up working on his projects well into the night. He's amazing, that husband of mine; God has blessed me soooooo much!!

We ordered Papa John's pizza for dinner again tonight. I say "again" because we got it delivered last Thursday night too. Our budget is getting tight with all the eating out (usually twice a week) but there are so few things I can stomach. I get so tired of bean and cheese burritos and hot dogs and peanut butter and jelly all the time. 11 weeks along tomorrow, only 29 left to go!

We had a bit of a disappointment today with hubby's paycheck too. He gets paid every two weeks and his first paycheck of the month is usually bigger. This time though, for whatever reason it was several hundred dollars smaller than usual. We don't live paycheck to paycheck, so it doesn't hurt us just makes it harder to pay down our credit card debt and save for the car we need to buy next year. (Three carseats just won't fit in my little Toyota Echo!) Oh, and one of our credit cards just accrued a late fee...even though we've never had late fees before, OR even a minimum balance due! If I had been paying closer attention I might have been able to catch it, but I was used to just paying it down as I could because it had a $0 minimum payment for at least three years. Plus we've been focusing on paying off our higher interest credit card first, so I hadn't paid anything on this one in over two months. *Sigh* Having back-to-back babies on crappy insurance policies certainly puts a dent in one's wallet! Thankfully now we have awesome insurance and it'll cost us much less to have babies from now on.

It is kind of annoying to see so much of hubby's hard-earned money get deducted from every paycheck. And I don't even mean income taxes or anything. He has deductions of about $800 a month just for his retirement pension and his retirement supplemental health insurance. It's rather ridiculous. I mean, having a pension when you retire is cool, but we won't need the money when we're old and gray...we need it now, when we have kids to feed! Plus he doesn't plan on retiring until he's practically dying, so it'll be kind of pointless to have all that money then. I wish those things were optional instead of mandatory. We could soooo use an extra $800 a month! It's crazy to think that he "earns" a salary of about $45K a year but only sees about $30K of that after everything is said and done. Oh well, maybe I can convince him to retire when he's only 55.

Okay, that was a long rant. Sorry about that. Well, hubby is off the roof, so maybe he'll be coming in soon. Have a good night, everyone!

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(This is for you, Traci! Sorry I never let you know the hats got here! We love them!! )


  1. Oh so cute! I so want to make one of those!

  2. I just saw that you're pregnant! Congratulations! I bet it'll be as cute as your other little ones. Don't know how missed that you are expecting. As I look back on your tweets I see that you've been feeling sick a lot. Hope you're doing alright. Sounds like you have a wonderful hubby that's taking great care of you, which is so awesome.